Crypto in retirement accounts, without the sales pitch
Crypto in retirement accounts. Roth and traditional IRAs, Bitcoin ETFs, what fits where, and why tax-deferred changes the math. Crypto can sit inside an IRA two ways: a self-directed custodian that holds the coins, or a spot bitcoin ETF bought inside an ordinary brokerage IRA. The account type decides when the tax is paid. These guides cover what an IRA can and cannot hold, what a custodian charges on a dated day, the Roth clocks, and where the 401(k) rule stands.
Guides
Crypto IRA: how it works, what it costs, what it can holdHow a crypto IRA works under US rules: the two ways to hold crypto in an IRA, what a custodian charges, prohibited transactions in plain words, and withdrawal.2026-09-02Crypto in a Roth IRA: the two 5-year clocks and the limitsCrypto in a Roth IRA under US rules: the 2026 limit and phase-out, the two five-year clocks, how a conversion is taxed, and why income funds are argued for.2026-09-02Crypto in a 401(k): the DOL rule status and what plans offerCrypto in a 401(k) as of August 2026: the 2022 Labor Department release and its 2025 rescission, what a brokerage window is, and how a rollover to an IRA works.2026-09-02
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